How the Property rates system works
From assessment to community impact — here is the full cycle, explained simply.
Assessment
Every property is inspected and given a rateable value based on its size, use and location.
Rate Impost
The Assembly approves an annual rate impost (a percentage) for residential and commercial properties.
Billing
Your annual charge = rateable value × impost. A bill is issued under your unique property code.
Payment
Pay instantly via MTN MoMo, Telecel Cash, AT Cash, card or bank — or through an accredited agent.
Community Impact
Funds are reinvested into roads, drains, streetlights, sanitation and community services.
Your property is assessed
The Land Valuation Division inspects your property and assigns a rateable value based on size, use and location.
Your rate is calculated
Your annual charge = rateable value × the Assembly's rate impost (0.5% residential, 0.7% commercial).
Find your property code
Every bill carries a unique code: AYWMA + division + block + property number, e.g. AYWMA13218002.
Pay & get your receipt
Pay via MoMo, card or bank in seconds and receive an official receipt by SMS, WhatsApp or email.
See how a rate is calculated
Suppose a 4-bedroom home in Airport Residential has a rateable value of GHS 1,850,000 at the residential impost of 0.5%. The annual charge is GHS 9,250. With arrears of GHS 6,200, the total payable becomes GHS 15,450.
Every property owner sees this same clear breakdown on their own property before paying — no surprises, no guesswork.
How your rate is computed
"Fellow citizens of Ghana, every cedi you pay in property rates returns to you as better roads, cleaner drains, brighter streetlights and safer communities. This digital portal is our commitment to a transparent, dignified and effortless revenue system worthy of the Republic of Ghana. I urge every property owner to settle their rates promptly — together we are building the Ghana we want."
Our Divisions within the Municipal(s)
The divisions that make up the municipalities we serve across the nation.
Airport Residential
Div 13Embassies, executive estates and luxury residences bordering Kotoka International Airport.
Abelemkpe
Div 14Commercial boulevards and mid-density residential courts west of the ring road.
East Legon
Div 15High-value villas and commercial hubs along the Lagos Avenue corridor.
Westlands
Div 16Quiet residential enclaves along the Haatso–Westlands arterial sector.
Tesano
Div 17Garden estates, corporate offices and busy transit junctions.
Roman Ridge
Div 18Diplomatic residences, private clinics and leafy avenues.
Dzorwulu
Div 19Blohum Street mixed-use commercial and residential zones.
Latest from the Assembly
News and communications from the Minister and the Assembly.
Minister launches CivicPay digital rates portal
A landmark step toward transparent, cashless municipal revenue collection across municipalities nationwide.
GHS 4.2m in rates reinvested into municipal roads
Resurfacing works begin on major arterials in East Legon, Tesano and Dzorwulu.
Call for accredited collecting agents
Municipalities open applications for community-based revenue collecting agents.
Help & Contact
Need assistance? Our revenue support team is here to help.